You may or may not be subject to tax on your Social Security earnings. It depends on how much other income you have. If one-half of your Social Security earnings, plus your other income (including your spouse’s income if you file a joint return) is $32,000 or more, some of your benefits may be taxable.  Generally no more than half of your Social Security benefits are taxable. However, up to 85% of your benefits may be taxable if the total of one-half of your benefits and all your other income is more than $44,000 ($34,000 if single). If you file separately, more of your benefits will be taxable.